This landmark report by the UNEP FI Insurance Working Group is a testament to the fundamental role of the insurance industry in sustainable development, which is not a choice, but the only option. And the message is loud and clear – insurers are communicating strong risk signals stemming from a wide range of environmental, social and governance issues – from climate change, biodiversity loss and ecosystem degradation and water scarcity, to poverty, emerging manmade health risks, ageing populations, child labour and corruption.